A Guide to Merchant Cash Advance

When your business is struggling with finances, and you are finding it difficult to operate, the only thing that you can think of is to borrow money. Maybe, you want to expand your operations, but there is no budget. It can be a very frustrating situation because it means that you will have to wait for longer. When you decide to borrow, the conventional lenders will subject you to a lot of scrutinies. Some of them will turn you away outright. If you have experienced such, it is time to be happy because you can now apply for a merchant cash advance. This is an online loan that is given to business without having to go through too much screening. It also has a lot of advantages. Here are the features of the best merchant cash advance loan.


The Online Application Process

A good merchant cash advance company will give you a fast online application process. They should see to it that you do not have to face too many obstacles when applying. When the application is easy, chances of making mistakes that result in your loan application being rejected will be minimal. Just look at some of the leading companies in this category, and you will see that they have the most straightforward application process that you will ever come across.

Suitability to Your Business

This is a loan that is meant to help in the operations of your business. Therefore, you should be looking at its features to see if it really suits your business. The moment you start doing this, you will notice that different companies have different types of cash advances for merchants and therefore, they will have different effects on your business. This is the point where you look at the things that directly relate to your business. A good company is one that agrees to tailor the loan products so that they conform to the unique needs of your business.

The Repayment Process

Repaying a loan is one of the things that cause disputes. People have had to shut down their investments because they could not anticipate the prepayment process. If you borrow from a company just because they have agreed to give you the money and forget to think what will happen during repayment, there will be problems. Find out what the company says about businesses that get into financial difficulties during the repayment period. A reliable company is one that agrees to adjust your payments based on the transactions that appear on your credit card.


While many lenders will ask for your credit score, the best ones are those that will allow you to apply for a loan without asking for your credit. As long as you can prove that you have a business and it has been running for some time, you will be good to go.…

Reasons Why You Need to Use a Social Media Management Tool

Social media is a very important in marketing and offering customer services for any business. In fact, several business strategies have had to change in order to accommodate the use of social media as a marketing tool. Sometimes managing your social media page, can be hectic because it is time-consuming.Fortunately, there are tools that can help you to manage your social media page, whether it is personal or it is for your business.

Though you might recognize the need for a social media management tool, do you know what you should be looking for? For example, what’s the point of having one and how can it assist you in creating a competitive advantage? Here are reasons why you need to use a social media management tool for your business. You can also have a look on my thoughts on Viraltag to learn more.

Creating Social Engagement

It is through social media that your customers will reach out to your business. It is through social media that your customers can give you feedback about your services. By having a social media management tool, you will be able to respond to your customer’s questions. This will show them that you care about them. You will thus find yourself with loyal customers.

Managing Multiple Pages

Sometimes for your business to realize its potential, you will have to rely on several social profiles. Managing these profiles manually can be so difficult. By using social media tools, you will be able to aggregate all the messages sent to your different profile into one spot. You won’t have to constantly juggle accounts. You will thus save a lot of time and effort.

Manages Customer Relationships

Every customer usually wants to be treated in a unique way. Social media tools will let you track every conversation that you have with your customers. This will enable you to personalize every experience. Your customers will thus feel special.

Streamlining Team Collaboration

If you have a large social media account with a lot of customers, you will need a team to help you out. However, things can get a bit confusing for your team as messages can slip through the loopholes. Your team can also find themselves answering the same questions. Management tools will allow you to have a shared inbox that you can work with.

Monitors Relevant Keywords

Customers will complain or praise your business through your social media pages. Since you would want to respond to all your customer’s complaints, you need a tool that will monitor relevant keywords in every sentence. Social media management tools will do that for you. This will help you to respond to crucial queries from your customers.…

Hartford Courant Alumni Association and Refugee Camp | Where The Latest On Former Hartford Courant Employees Can Be Found

Even Non-Profits Are Not Profiting

0 | February 7th, 2009 | Posted in News
Gary Duchane, former Courant.com editor, reports that the St. Petersburg Times, his current employer, has stopped contributing to employees’ 401k plans. It’s a cost-saving measure.

The outfit is also trying to sell Congressional Quarterly to raise money and reduce debt, Gary says.

I sure hope Fox News doesn’t buy it.

The Courant As Metaphor

0 | February 6th, 2009 | Posted in News
The Hartford Courant becomes the metaphor for all struggling papers in single-paper cities in this NPR piece. Cliff ducks the press. Dick Blumenthal sticks up for the paper. Paz waxes sentimental. (Check out the audio.)

Part 1. Part 2. (about non-profit journalism)

Katie And The Credit Default Swap

0 | February 6th, 2009 | Posted in Members
Katie Melone has landed a new, if temporary job in the Big Apple.

Here’s what she has to report:


I’ve landed, but not permanently. It’s a contract position. I’m working on a new show at WNET (PBS in NYC) called “It’s the Economy, NY!” — a 7-part weekly series on how the financial crisis is affecting the New York area. So I have a job only as long as the show exists, and it’s slated to stop production at the end of February. But, there’s word it will get extended, which would be nice. (The show was recently mentioned in a story on WNET in the NY Times, so I was psyched!)

It’s been interesting so far, and I’ve learned a lot about the financial services world — I now know what a credit default swap is and I never would’ve probably wanted to try to wrap my mind around something like that in my past life.

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